years' of counseling buyers through every stage of the often complex and confusing process, resulted in a guidebook that really spells it all out. Chapter 8 on home loans is more than worth the price alone, and it discloses names and websites of nonprofit corporations that actually will GIVE up to $15,000 in financial assistance toward the down payment to otherwise qualified buyers who are short on cash. No repayment is necessary. Go to www.jeffriesltdeditions.com for more information, and for an interesting article on the subject that quotes extensively from the book, go to http://homebuying.about.com/realestate/homebuying/library/weekly/112999a.htm - you'll be glad you did! For less than movie tickets and popcorn you can become a savvy homebuyer.